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College Football Week 3 Picks: Every Game, Every Bet, September 19, 2026

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70 college games on the board for Saturday, a side on 68 of them, 2 with a full write-up. The method is the same for every row: the SP+ ratings, home field at two and a half points, and the gap between that projection and the number the books hung. A gap of two points or more is a disagreement; less is a lean and gets a row, not an argument. No totals, no props, and no pick on a neutral site. 2 neutral-site games are listed for completeness.

The Whole Board

Kickoff Matchup Line Our pick Price
11:30 AM ET Coastal Carolina at Delaware Delaware −4.5 Coastal Carolina +4.5 Kicked off
12:00 PM ET Akron at Minnesota Minnesota −23.5 Minnesota −23.5 Kicked off
12:00 PM ET Bowling Green at Iowa State Iowa State −23.5 Bowling Green +23.5 Kicked off
12:00 PM ET Buffalo at Penn State Penn State −41.5 Buffalo +41.5 Kicked off
12:00 PM ET Georgia at Arkansas Arkansas +24.5 Georgia −24.5 Kicked off
12:00 PM ET Kansas at Arizona State Arizona State −5.5 Neutral site, no pick
12:00 PM ET Kent State at Ohio State Ohio State −52.5 Ohio State −52.5 Kicked off
12:00 PM ET Mercer at Georgia Tech Georgia Tech −39.5 Georgia Tech −39.5 Kicked off
12:00 PM ET North Carolina at Clemson Clemson −3 Clemson −3 Kicked off
12:00 PM ET North Texas at Texas State Texas State −2.5 Texas State −2.5 Kicked off
12:00 PM ET Tulane at Kansas State Kansas State −20.5 Kansas State −20.5 Kicked off
12:30 PM ET Eastern Michigan at Wisconsin Wisconsin −23.5 Eastern Michigan +23.5 Kicked off
12:45 PM ET NC State at Vanderbilt Vanderbilt −3 Vanderbilt −3 Kicked off
1:00 PM ET Wyoming at Central Michigan Central Michigan −1.5 Wyoming +1.5 Kicked off
2:00 PM ET Maine at Boston College Boston College −37.5 Boston College −37.5 Kicked off
2:00 PM ET Southern Illinois at Illinois Illinois −39.5 Illinois −39.5 Kicked off
3:00 PM ET Temple at Toledo Toledo −6 Temple +6 Kicked off
3:30 PM ET Duquesne at Washington State Washington State −38.5 Washington State −38.5 Kicked off
3:30 PM ET Florida State at Alabama Alabama −19.5 Florida State +19.5 Kicked off
3:30 PM ET Kentucky at Texas A&M Texas A&M −16.5 Texas A&M −16.5 Kicked off Breakdown →
3:30 PM ET Miami (OH) at Cincinnati Cincinnati −15.5 Cincinnati −15.5 Kicked off
3:30 PM ET SMU at Louisville Louisville −1.5 SMU +1.5 Kicked off Breakdown →
3:30 PM ET Stonehill at UMass UMass −33.5 UMass −33.5 Kicked off
3:30 PM ET USC at Rutgers Rutgers +22.5 Rutgers +22.5 Kicked off
3:30 PM ET UTEP at Michigan Michigan −34.5 UTEP +34.5 Kicked off
3:30 PM ET Utah State at Utah Utah −27.5 Utah State +27.5 Kicked off
4:00 PM ET Ball State at Liberty Liberty −14 Liberty −14 Kicked off
4:00 PM ET Louisiana Tech at Baylor Baylor −19.5 Louisiana Tech +19.5 Kicked off
4:00 PM ET Northern Iowa at Iowa Iowa −40.5 Iowa −40.5 Kicked off
4:00 PM ET Stanford at Duke Duke −10 Duke −10 Kicked off
4:00 PM ET Western Kentucky at Indiana Indiana −44.5 Western Kentucky +44.5 Kicked off
4:15 PM ET Mississippi State at South Carolina South Carolina −4 South Carolina −4 Kicked off
4:30 PM ET Southeastern Louisiana at Louisiana Monroe Louisiana Monroe −11.5 Louisiana Monroe −11.5 Kicked off
6:00 PM ET Charlotte at Appalachian State Appalachian State −17.5 Appalachian State −17.5 Kicked off
6:00 PM ET East Carolina at Old Dominion Old Dominion −3 East Carolina +3 Kicked off
6:00 PM ET Florida International at Florida Atlantic Florida Atlantic −6.5 Florida International +6.5 Kicked off
6:30 PM ET Marshall at Missouri State Missouri State +4 Missouri State +4 Kicked off
7:00 PM ET Delaware State at South Florida South Florida −37.5 South Florida −37.5 Kicked off
7:00 PM ET Florida at Auburn Auburn +2.5 Florida −2.5 Kicked off
7:00 PM ET Georgia Southern at Jacksonville State Jacksonville State −3.5 Georgia Southern +3.5 Kicked off
7:00 PM ET Georgia State at UCF UCF −17.5 UCF −17.5 Kicked off
7:00 PM ET Murray State at Oklahoma State Oklahoma State −55.5 Oklahoma State −55.5 Kicked off
7:00 PM ET Nevada at Middle Tennessee Middle Tennessee +3.5 Nevada −3.5 Kicked off
7:00 PM ET Nicholls State at Sam Houston Sam Houston −18.5 Sam Houston −18.5 Kicked off
7:00 PM ET Ohio at South Alabama South Alabama −7 Ohio +7 Kicked off
7:00 PM ET Troy at Missouri Missouri −27.5 Troy +27.5 Kicked off
7:00 PM ET UConn at Southern Miss Southern Miss +3 UConn −3 Kicked off
7:00 PM ET UT Martin at Memphis Memphis −35.5 Memphis −35.5 Kicked off
7:00 PM ET Western Michigan at Rice Rice +9.5 Western Michigan −9.5 Kicked off
7:15 PM ET Eastern Washington at Washington Washington −42.5 Washington −42.5 Kicked off
7:15 PM ET North Dakota at Nebraska Nebraska −24.5 Nebraska −24.5 Kicked off
7:30 PM ET BYU at Colorado State Colorado State +17.5 BYU −17.5 Kicked off
7:30 PM ET Colorado at Northwestern Northwestern −3.5 Northwestern −3.5 Kicked off
7:30 PM ET LSU at Ole Miss Ole Miss +2.5 LSU −2.5 Kicked off Breakdown →
7:30 PM ET Michigan State at Notre Dame Notre Dame −29.5 Michigan State +29.5 Kicked off
7:30 PM ET New Mexico at Oklahoma Oklahoma −21.5 New Mexico +21.5 Kicked off
7:30 PM ET Virginia at West Virginia West Virginia +10.5 Neutral site, no pick
7:30 PM ET Virginia Tech at Maryland Maryland +3 Maryland +3 Kicked off
7:45 PM ET Kennesaw State at Tennessee Tennessee −34.5 Kennesaw State +34.5 Kicked off
8:00 PM ET Arkansas State at TCU TCU −19.5 TCU −19.5 Kicked off
8:00 PM ET East Texas A&M at Tulsa Tulsa −42.5 Tulsa −42.5 Kicked off
8:00 PM ET UAB at Louisiana Louisiana −7.5 Louisiana −7.5 Kicked off
8:00 PM ET UTSA at Texas Texas −30.5 UTSA +30.5 Kicked off
10:00 PM ET James Madison at San Diego State San Diego State −1.5 James Madison +1.5 Kicked off
10:00 PM ET South Dakota at Boise State Boise State −24.5 Boise State −24.5 Kicked off
10:30 PM ET North Dakota State at Sacramento State Sacramento State +27.5 Sacramento State +27.5 Kicked off
10:30 PM ET Northern Illinois at Arizona Arizona −34.5 Northern Illinois +34.5 Kicked off
11:00 PM ET Fresno State at San Jose State San Jose State +6.5 Fresno State −6.5 Kicked off
11:00 PM ET Montana at Oregon State Oregon State −17.5 Oregon State −17.5 Kicked off
11:00 PM ET Purdue at UCLA UCLA −14 Purdue +14 Kicked off

Featured Picks

Kentucky at Texas A&M

The ratings make this Texas A&M by 20.5 points and the board asks 16.5 points. Kentucky led Alabama at halftime last week, then gained 62 yards and did not score again. Take Texas A&M −16.5 at Kicked off Full breakdown →

LSU at Ole Miss

The ratings make this LSU by 6.5 points and the board asks 2.5 points. The LSU defense had seven sacks last week, and Princewill Umanmielen, who leads the country with five, goes back to the school he left. Take LSU −2.5 at Kicked off Full breakdown →

Best Parlay

The three Saturday picks on this card that carry a rating, on one Fanatics ticket. LSU is our strongest play and Texas A&M sits right on our warning line.

SMU is the coin flip we are not staking, so size this as a small ticket. Every price below is live from Fanatics and the payout moves with them.

Where We Disagree With the Board

The 12 largest gaps between the ratings and the number that did not get a full write-up, largest first. The widest disagreement on the board is Georgia State at UCF.

  • Georgia State at UCF: the ratings say UCF by 29.5 points, the board says 17.5 points. Take UCF −17.5 at Kicked off.
  • Nevada at Middle Tennessee: the ratings say Nevada by 11 points, the board says 3.5 points. Take Nevada −3.5 at Kicked off.
  • Buffalo at Penn State: the ratings say Penn State by 34 points, the board says 41.5 points. Take Buffalo +41.5 at Kicked off.
  • UAB at Louisiana: 5.5 points of daylight between the projection and the number. Take Louisiana −7.5 at Kicked off.
  • Mississippi State at South Carolina: 5.5 points of daylight between the projection and the number. Take South Carolina −4 at Kicked off.
  • UTSA at Texas: 5 points of daylight between the projection and the number. Take UTSA +30.5 at Kicked off.
  • New Mexico at Oklahoma: Oklahoma rates 16.5 points clear and the books stopped at 21.5 points. Take New Mexico +21.5 at Kicked off.
  • Northern Illinois at Arizona: Arizona rates 29.5 points clear and the books stopped at 34.5 points. Take Northern Illinois +34.5 at Kicked off.
  • Louisiana Tech at Baylor: Baylor rates 15 points clear and the books stopped at 19.5 points. Take Louisiana Tech +19.5 at Kicked off.
  • North Dakota State at Sacramento State: the number is 27.5 points, the ratings have North Dakota State by 23.5 points. Take Sacramento State +27.5 at Kicked off.
  • Eastern Michigan at Wisconsin: the number is 23.5 points, the ratings have Wisconsin by 20 points. Take Eastern Michigan +23.5 at Kicked off.
  • Florida State at Alabama: the number is 19.5 points, the ratings have Alabama by 16 points. Take Florida State +19.5 at Kicked off.

16 games are unrated visitors, FCS opponents. They carry a side so the board is complete, not an argument.

Bottom Line

The best pick on the card is UCF −17.5 in Georgia State at UCF, 12 points of edge on the ratings. That is a full play; everything else on the card is a half play or a pass. Take UCF −17.5 at Kicked off

Picks are opinion and analysis, not financial advice. Odds move; confirm at the book.

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